A miser sold all that he had and bought a lump of gold, which he buried in a hole in the ground by the side of an old wall and went to look at daily.
One of his workmen observed his frequent visits to the spot and decided to watch his movements.He soon discovered the secret of the hidden treasure, and digging down, came to the lump of gold, and stole it.
The Miser, on his next visit, found the hole empty and began to tear his hair and to make loud lamentations.
A neighbor, seeing him overcome with grief and learning the cause, said, "Pray do not grieve so; but go and take a stone, and place it in the hole, and fancy that the gold is still lying there. It will do you quite the same service; for when the gold was there, you had it not, as you did not make the slightest use of it."
a lump of：一大块，如一块糖：a lump of sugar
tear his hair：吝啬鬼在发现金子被偷了之后非常的伤心，所以拼命的拉扯头发。这里tear为v.意思是拉，扯，抓。而tear作n.时，指眼泪
overcome with grief：被悲伤击倒，即非常悲伤